Navigo Insure made my coverage easy and affordable. Highly recommend!

John D.

★★★★★

Terms and Conditions – Navigo Insure Ltd

Welcome to the website of Navigo Insure Ltd (“we”, “us”, “our”).
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please stop using the website immediately.

1. About Navigo Insure Ltd

Navigo Insure Ltd acts solely as an insurance intermediary/broker.
We do not underwrite insurance policies and we do not handle claims.

• All insurance products available through this website are provided, underwritten, and administered by FCA-authorised third-party insurers or underwriting partners.

• All claims, policy changes, cancellations, and coverage decisions are handled directly by the insurer/underwriter responsible for the policy.

Use of this website does not itself create, modify, or confirm insurance coverage.
Coverage is only established once your application is accepted and confirmed by the insurer.

2. Cookies

Our website uses cookies to improve user experience.

• Required cookies are essential for site operation and do not require user consent.

• Optional cookies may be used for analytics or marketing and can be accepted or declined.

• Cookies do not run programs or deliver viruses, and can only be read by the server that issued them.

By continuing to browse our website, you consent to the use of required cookies.

3. Intellectual Property & License

All content, trademarks, graphics, and material on this website are owned by Navigo Insure Ltd and/or its licensors.

You may view and use this website for personal, non-commercial purposes only.
You must not:

• Copy, reproduce, or republish any content

• Sell, rent, or sub-license website material

• Redistribute our content without written permission

These permissions may be revoked at any time.

4. User Comments & Contributions

Parts of this website may allow users to post comments or content.

• We do not review or moderate comments prior to publication.

• Comments reflect the opinions of the author, not Navigo Insure Ltd.

• By posting comments, you confirm that:

  • You have the legal right to publish the content

  • It does not infringe any third-party rights

  • It is not unlawful, defamatory, offensive, or promotional in nature

You grant us a non-exclusive right to use, reproduce, or edit your comments across any media.

We reserve the right to remove any comments that violate these terms.

5. Hyperlinking to Our Website

You may link to our website if the link:

• Is not misleading

• Does not imply sponsorship, endorsement, or affiliation

• Uses our corporate name or URL only

We may request removal of any link at our discretion and without explanation.

Use of our logo or brand assets requires written permission.

6. Third-Party Websites & Content Liability

This website may contain links to external websites operated by third parties.
Navigo Insure Ltd:

• Is not responsible for the content of any external site

• Does not endorse any linked material

• Is not liable for any loss arising from your use of third-party websites

You agree not to link to our site from any webpage containing unlawful, defamatory, obscene, or harmful material.

7. Accuracy of Information

We aim to provide accurate and up-to-date information, but we:

• Make no guarantees as to completeness or accuracy

• May update, change, or remove content without notice

• Accept no responsibility for errors or omissions

Insurance information provided on this site is general guidance only.
Full and binding terms are available in the insurer’s Policy Wording, IPID, or Product Disclosure Documents.

8. Disclaimer of Liability

To the fullest extent permitted under UK law, Navigo Insure Ltd:

• Disclaims all warranties related to this website and its availability

• Is not liable for any loss or damage arising from use of the website

• Is not liable for decisions made based on website content

Nothing in this disclaimer excludes liability for:

• Death or personal injury caused by negligence

• Fraud or fraudulent misrepresentation

• Any other liability that cannot legally be excluded

As all insurance policies are underwritten and serviced by third-party FCA-regulated insurers, Navigo Insure Ltd is not liable for:

• Claims handling or outcomes

• Policy acceptance or rejection

• Coverage decisions

• Errors or delays caused by the insurer/underwriter

9. Insurance-Specific Information

• Navigo Insure Ltd provides access to insurance solutions for delivery drivers and other sectors as applicable.

• All policies are underwritten and issued by FCA-authorised insurance providers.

• Claims must be made directly to the insurer using the contact details in your policy documents.

• Cover becomes effective only once the insurer confirms acceptance and issues your policy documentation.

10. Changes to These Terms

We may update or modify these Terms and Conditions at any time.

Continued use of the website indicates acceptance of the current version.

Terms & Conditions